Areas of Expertise

Six areas where I help companies tackle complex challenges and find solutions.

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Business Analysis
I translate business needs into concrete requirements, architecture, and an action plan. Without losing meaning between business and IT.
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Architecture
I design target architectures for information systems — from data structures to the integration landscape. I build around the existing core, not instead of it.
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Transformation
I help businesses move from manual processes to a managed digital model — without chaos, without replacing the core, with measurable results.
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Automation
I find processes that eat time and money, and turn them into managed digital flows.
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Integration
I connect systems that don't talk to each other. Unified data flows without duplication.
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Project Recovery
I step into projects that are stuck. I find the root cause, restructure the approach, and deliver results.
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IT Strategy & Transformation
IT strategy and digital transformation is a separate expert discipline that most often fails at the intersection of business and technology. This expert page describes what problems I solve in this area, the work process, and the artifacts the client receives.
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Enterprise SA
Solution architecture in enterprise environment is not a stack choice but a solution design considering existing landscape, regulatory constraints, team operational maturity, and long-term strategy. This expert page describes my approach to this work.
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Banking & Fintech Architecture
Architectural expertise in banking systems and fintech projects — deep understanding of core banking, regulation, product contours, integrations. This expert page describes my approach to working with banks and fintech companies in Uzbekistan and Central Asia.
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Telecom Digital Products
Expert work with regional telecom operators on ARPU growth through digital products, data monetization, embedded finance, and partner layer. Deep understanding of BSS/OSS, personal data law consents, biometrics 2026 requirements.
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Startup Tracking & CTO Advisory
Regular technology mentorship for a startup founder or growing company leader. Help in architectural and hiring decisions, contractor selection, technology team building. This expert page describes the CTO-as-a-service format for startups and mid-size regional companies.
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CVM operating model for an operator
CVM discipline: A/B by default, frequency caps, model lifecycle, governance. What we bring to the operator's team.
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Fraud detection discipline in telecom
Fraud is operations + tech + legal, not pure ML. Our expertise in building the fraud loop for an operator.
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Tariff portfolio architecture
Tariff portfolio is a product, not marketing. Our expertise in design, simplification, lifecycle and migration.
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Data discipline for a telecom operator
Data quality, governance, MDM, consent — the foundation on which everything else (CDP, CVM, AI) works or fails. Our expertise in building discipline.
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Identity title: trust for an operator
eKYC, identity bridge for partners, fraud-aware verification. Our expertise in building identity capability as a product.
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Loyalty programme design for an operator
Loyalty is not 'accumulating points' — it is a retention engine that requires a partner ecosystem, no-devaluation discipline, personalised engagement.
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Channel title: dealer management for an operator
Dealer network is the largest acquisition channel. Without proper management — a source of fraud and churn. Our expertise in reform and discipline.
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Network experience product management
Network team measures cells, customer feels experience. Bridging them is product discipline. Our expertise in the reconciliation.
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Regulatory engagement for a telecom operator in UZ
The regulator can accelerate or block any initiative. Knowledge of the process, key contacts, framework for legal innovations — our expertise.
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Mtitle: A integration for telecom operators
Acquisition or merger with another operator — 18-36 months of integration with risk of operational losses. Our expertise in structured integration.
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SME platform design
Operating layer around the SME's current account. Accounting + legal + 1C + Soliq integration into one loop, bank as anchor.
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Covenant discipline
Covenants as a structured object, not free text. Real-time monitoring, audit trail, regulator readiness.
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Credit discipline
Decisioning automation, model risk, regulatory traceability, NPL management. Real banking expertise.
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Banking fraud discipline
Card, online, social engineering, internal fraud — coordinated multi-category detection and response.
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Banking compliance discipline
AML, sanctions, KYC, SAR, audit trail — unified compliance operating loop with regulator readiness.
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Banking data discipline
Banking data quality, MDM, governance, consent. Foundation for CDP, AI, customer 360.
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Banking identity
eKYC, biometric (cbu.uz April 2026), partner identity bridge, KYC refresh — reusable identity capability.
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Banking channel strategy
Branch tier framework, digital-first, partnership channels, BaaS distribution. Multi-channel orchestration.
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Banking regulatory
cbu.uz, FIU, tax, AML — each with its own process. Knowledge accelerates initiative timelines.
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Banking platform economics
BaaS revenue, partnership models, digital monetisation, data partnerships. Economics of platform strategies.
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Banking M&A
Bank acquisition or merger — 24-36 month operational marathon. Pre-deal DD, integration master plan, synergy realisation.
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Banking corporate procurement
Procurement layer above corporate accounts: RFP, counterparties, e-flow, payments. A real banking opportunity.
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