Fraud discipline for the bank

What we know about banking fraud

Banking fraud — a multi-category landscape: card (skimming, BIN attacks, CNP), online (account takeover), social engineering (vishing, romance, fake regulator), internal (insider). Cross-category attacks increasingly common.

Our expertise:

Customer-centric architecture. Not “card fraud” vs “online fraud” — unified customer view.

Real-time scoring engine with multi-model ensemble.

Step-up authentication framework — biometric, voice call, video.

Investigation workspace for analysts with unified case context.

Customer feedback loop in real time for model training.

Cross-bank intelligence via clean rooms or industry consortium.

Recovery / response operations — refund decisions, customer support coordination, regulator reporting.

Where we help

Fraud Diagnostic — 4-6 weeks.

Fraud Platform Implementation — 8-12 months. Phased by category.

Cross-Bank Intelligence — 6-9 months. Industry consortium establishment.

Operating Routine — embed into weekly review, monthly executive report.

What we bring

Local fraud pattern knowledge — UZ-specific schemes (forged reg cards, social engineering scripts).

Bank-to-bank collaboration experience.

Regulator engagement — cbu.uz fraud reporting requirements.

Related

• /en/solutions/banking-fraud-platform/ — fraud platform
• /en/cases/banking-fraud-pilot/ — fraud case
• /en/cases/banking-cross-bank-fraud-intelligence/ — cross-bank case
• /en/architecture/banking-realtime-decisioning/ — decisioning