M&A integration for banks

What we know about banking M&A

Banking M&A is complex — two regulated entities, multiple ABS systems, customer relationships. A 24-36 month operational marathon with regulatory scrutiny.

Most M&A integrations underdeliver. We know why.

Our expertise:

Pre-deal operations DD (in parallel with financial DD). Real ABS state, customer base health, fraud exposure, vendor contracts, technical debt.

Day 1 readiness. What must work from day one (payments, customer service), what can wait.

ABS integration roadmap. Big bang vs strangle vs greenfield. Migration scenarios.

Brand strategy. Single vs multi-brand vs umbrella.

Customer migration. Communication, retention, choice.

Channel rationalisation. Branch overlap, dealer (if applicable), partner contracts.

Synergy realisation tracking. Without discipline synergies stay on paper.

Where we help

Pre-deal Operations DD — 4-6 weeks.

Integration Master Plan — 6-8 weeks. 100-day, 18-month, 36-month plan.

Integration PMO — embed into quarterly steering committee.

Synergy Tracking.

What we bring

Banking M&A-specific experience.

Bridge between investment banking world and operations reality.

cbu.uz approval process knowledge.

Related

• /en/decisions/banking-acquire-fintech-vs-build/ — M&A decision
• /en/decisions/banking-abs-modernization-timing/ — ABS decision
• /en/insights/banking-ma-strategy/ — M&A strategy
• /en/architecture/banking-around-core-architecture/ — wrap