AML/compliance operations platform for the bank
AML alerts, sanctions screening, transaction monitoring, suspicious activity reporting — unified workflow with case management and audit.
Discuss Your SetupWhat this solution is
AML/Compliance Platform is the unified operating loop for all compliance disciplines:
- Transaction monitoring (suspicious patterns).
- Sanctions screening (OFAC, EU, locals).
- KYC refresh (periodic re-verification).
- Suspicious Activity Reporting (SAR / SDF) — submission to financial intelligence unit.
- Politically Exposed Persons (PEP) management.
- Adverse media monitoring.
Without a unified platform every discipline is a separate team, separate tool, separate audit trail. Cross-category cases (PEP made a suspicious transaction) slip between teams.
When the bank needs this solution
Regulator (cbu.uz, FIU) tightened supervision — fines for compliance gaps are material.
Compliance team growing faster than transaction volume — manual processes do not scale.
Cross-border transactions — sanctions exposure high.
International correspondent banks demand evidence of robust AML controls to maintain relationships.
Internal or regulatory audit found gaps in case management or audit trail.
How it works
Transaction monitoring engine. Rule-based + ML models for anomaly detection. Per-customer baseline and deviation detection.
Sanctions screening real-time. Every transaction screened against updated lists. Match resolution workflow.
Case management. Every alert becomes a case with workflow: investigation → decision → SAR submit → audit. Owners, deadlines, escalations.
KYC refresh scheduling. Per-segment frequency (corporate yearly, retail every 3-5 years, high-risk more frequent).
PEP and adverse media. Continuous screening against external sources.
Reporting layer. SAR generation in regulator-required format. Internal compliance dashboards.
Audit trail. Every decision, every action, every override — logged.
What the bank gets
Compliance fines avoidance.
Audit readiness improved significantly.
Compliance team throughput up through automation.
False positive rate down through better tuning.
Correspondent banking relationships stable.
Reputational risk down.
When not needed
Small bank — manual works.
Banking core does not allow real-time transaction intercept.
Compliance team politically isolated — automation has no buy-in.
How to start
AML Diagnostic — 4-6 weeks. Current state, regulator gap, vendor evaluation, pilot scope.
Related
- /en/insights/banking-aml-regulatory-uz/ — AML regulatory
- /en/architecture/banking-realtime-decisioning/ — decisioning
- /en/solutions/banking-fraud-platform/ — fraud platform
- /en/expertise/banking-compliance-discipline/ — compliance
Recognize your situation?
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→I do not just write about this. I can come in, examine your situation and design a solution for your specific landscape.
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